If you have downloaded a legitimate save file from a trusted community or creator, you will need to place it in your game's directory. The exact folder location depends entirely on your specific platform and the game client you use: Steam Version:
Note: This process is generally for the PC version, as console save files are tightly secured by Xbox Live cloud storage. 1. Preparation: Locate Your Save Folder You need to identify where your current save is located.
In early 2026, unlocking all cars in shifted from using risky third-party save files to official in-game systems . While community "save swap" tools and 100% completion files still exist, using them on official servers carries a high risk of permanent bans for violating terms of use. Official Method: Horizon Backstage
Which you are playing on (Steam, Xbox App PC, or Xbox Console)?
Download your updated "all cars unlocked" save file from a trusted modding community. Replace the files inside the remote folder with the newly downloaded files.
Modifying your save file carries inherent risks, especially in an online-centric game like Forza Horizon 5. Playground Games actively monitors leaderboard anomalies and profile discrepancies. The Risk of Ban
Using modified save games or external tools to unlock cars is a direct violation of the Forza Code of Conduct .
Obtaining a save game with all cars unlocked in Forza Horizon 5
This guide provides step-by-step instructions for installing an updated save game on both Steam and Xbox App (PC) versions, along with critical safety tips to prevent account bans. Why Use an All Cars Unlocked Save File?
Disconnect your internet connection before launching the game to force it to read the local, modified save file instead of downloading the cloud file. Troubleshooting Common Issues "Save File Corrupted" Error
If you want to avoid ban risks, use these methods to rapidly accumulate rare cars:
Whether you are a returning player on a new PC, someone who lost their progress, or a veteran who simply wants to skip the grind and get straight to the supercars, using a pre-unlocked save file is a popular solution. But before you dive in, you need to understand how it works, the risks involved, and the step-by-step process to install it safely.
Start the game, verify the garage, and re-enable Steam Cloud later if prompted to choose between local or cloud data (choose local). Method 2: Xbox App / Microsoft Store Version (PC)
If you are a purist who enjoys the slow journey from a Volkswagen Corrado to a Ferrari F40, then no—skip the save file. The grind is rewarding.
Access to cars from various Series Updates, Car Pass vehicles, and Expansion packs (Hot Wheels/Rally Adventure) that have been released up to 2026.
A highly-rated and recently updated save file available is . Published in January 2026, it offers an impressive list of features that fulfill the "all cars unlocked" fantasy:
